Property

HOMEOWNERS (PROPERTY) INSURANCE

November 2017 update: Click HERE for important information regarding wildfires

 

High Value Homeowners Require Unique Insurance Plans

As an affluent homeowner, you need personalized attention and a custom built insurance policy that secures and protects your property and possessions. You need high limits of coverage and a smooth, fair claims process. You need services that enhance protection and minimize threats to your personal wealth and safety. Finally, you need a discrete and confidential approach that assures client privacy.

Your home says a lot about the level of excellence you demand. Is your property protected at that level? Does your current policy provide for the comprehensive coverage you should expect on a home valued in the millions? Not only does Cavignac & Associates understand the unique insurance needs of high net worth individuals, we provide outstanding service to ensure those needs are met and maintained.

Cavignac & Associates understand the whole picture when it comes to truly protecting your high value home from all risks. We offer several insurance solutions and has access to multiple A-rated carriers for clients like you.

What types of properties qualify for this high level insurance coverage?

  • Single family homes and estates in all 50 states
  • Seasonal/secondary homes
  • Condominiums
  • Hobby farms and ranches (including equine exposures)
  • Homes under construction or renovation
  • Homes in brush, coastal areas, and earthquake zones

What kinds of coverage are available?

  • Full Replacement Value with Cash Out options
  • Deductible options of up to $100,000
  • Complimentary wildfire protection
  • Background checks for domestic employees
  • Discounts for protection devices
  • Competitive prices for high protection classes
  • Green endorsements
  • Landscaping coverage
  • Mechanical breakdown protection
  • Coverage for backup of sewers and drains
  • Coverage for collections of art, jewelry, furnishings, musical instruments, wine and more

Discover the surprising differences that Cavignac & Associates can make with your homeowner’s insurance coverage and with a superior service experience, all at equally surprising rates.

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