AUTOMOBILE COVERAGE

Exceptional Auto Insurance Policies for the Exceptional Customer

Successful individuals and their families often have complex insurance needs that typical carriers are not equipped to handle. With world-renowned insurance carriers, exceptional coverage, and superior service, Cavignac & Associates will make sure that your coverage is personalized and unique to your needs. We share your passion for the fine craftsmanship of your vehicles and wants you to rest easy knowing that she will take care of them as well as you do.

Exclusive options for our customers include:

  • Agreed Value Coverage: When we create your unique auto policy, we will work with you to determine the value of your vehicles. Regardless of market depreciation, you will receive this amount should you have a total loss.
  • New Vehicle Replacement: If you have a total loss within the first three years of the purchase of your vehicle(s), you can opt to receive the agreed value, replace it with a vehicle of the same make, year, and model, or receive a brand new vehicle of the same make and model. This third option includes hybrids, alternate fuel editions, and more.
  • Original Manufacturers’ Parts: Only original manufacturers’ parts will be used for the repairs to your vehicle.
  • Personal Property Coverage: If your personal property is damaged or stolen from your vehicle, you can replace it with an item of the same quality without paying a deductible.
  • Transportation and Emergency Living Expenses: You will be reimbursed, with no per-day limit, for the cost to rent a car of comparable value while your vehicle is being repaired. If your car breaks down far away from home, you can be reimbursed for lodging and related expenses.
  • Pet Coverage: If your family dog or cat is injured during an accident, we’ve got them covered too. You will be reimbursed for related expenses.

We also have special services for your collector cars. Whether you have one car that you have lovingly restored or a vast collection, we can consult on matters of transportation, storage and loss prevention.

Cavignac & Associates takes the time to understand your unique coverage needs so that your biggest assets are protected and at the most competitive rates. Put our experience to work for you.

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